LatinoCounselor.com is not a law firm, and the employees of LatinoCounselor.com are not acting as your attorney.
LatinoCounselor.com does not practice law and does not give legal advice. This site is not intended to create an attorney-client relationship, and by using LatinoCounselor.com, no attorney-client relationship will be created with LatinoCounselor.com. Instead, you are representing yourself in any legal matter you undertake through LatinoCounselor.com's legal document service. The LatinoCounselor.com web site is not a substitute for the advice of an attorney.
Furthermore, the legal information on this site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Because the law changes rapidly, Latino Counselor cannot guarantee that all the information on the site is completely current. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind Latino Counselor provides can fit every circumstance. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.
This site and some of the articles on this site contain links to other resources and businesses on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that Latino Counselor sponsors, is affiliated or associated with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. Latino Counselor does not endorse any of the viewpoints contained in any seminar, case or material expressed in or accompanying an online seminar. Such viewpoints are solely those of the relevant content providers.
Latino Counselor takes no responsibility for the timeliness of the information of presented in the seminars, on the site, or in our database. The primary source materials included in our database are included only for the reference of the user. Latino Counselor does not warrant that any online seminar or information is up-to-date or that any case or material reference in a seminar or included in our datatbase is the law at the current moment.
Latino Counselor is not responsible for any loss, injury, claim, liability, or damage related to your use of this site or any site linked to this site, whether from errors or omissions in the content of our site or any other linked sites, from the site being down or from any other use of the site. In short, your use of the site is at your own risk.
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Security Policy
As a part of the merchant banking system, information security and privacy is critical to our business. Data transport security is encrypted and secured both using Secure Sockets Layer (SSL). Latino Counselor collects all information and stores that information in electronic form in physically secured data center facilities that are monitored 24/7/365 and that comply with the Payment Card Industry Data Security Standard (PCI DSS). These data centers are on separate portions of the power grid and have different communications connectivity. Each data center meets all of the physical security requirements and hardware and operating system configuration requirements.
Latino Counselor recommends that all customers, vendors and partners follow published and recommended best practices on information security and data protection
User Privacy Latino Counselor respects the privacy of its users. Therefore, we will not monitor, edit, or disclose the contents of any e-mail or other communication with Latino Counselor unless required in the course of normal maintenance of Latino Counselor and its systems or unless required to do so by law or in the good faith belief that such action is necessary to (a) comply with the law or comply with legal process served on Latino Counselor or (b) protect or defend the rights or property of Latino Counselor. Users shall remain solely responsible for the content of their messages, regardless of what the content is. All personal information collected through LatinoCounselor is provided on a voluntary basis by LatinoCounselor.com users and visitors through a visible means of data entry or by collecting information using a registration form.
Upon request, Latino Counselor will (a) remove you and your personal information from our database; (b) correct personal information that you state is erroneous; or (c) permit you to "opt out" of further e-mail contact (excepting notification of major changes to the service) while still allowing you to access LatinoCounselor.com.
Latino Counselor logs IP addresses for systems administration and troubleshooting purposes. Your IP address indicates the location of your computer on the Internet.
Latino Counselor may also gather anonymous information that may be used by FGH or shared with third parties. This information does not personally identify you, but may be helpful in improving the services offered. Generally this information is collected through "traffic data" and may entail the use of "cookies," "IP addresses," or other numeric codes used to identify a computer.
COOKIES "Cookies" give users a special, random ID that are small text files, which are stored on the hard drive of a user's computer. The use of cookies is an industry standard.Latino Counselor employs cookies to recognize you and your access privileges for certain locations on the LatinoCounselor site as well as to track site usage. You can set your browser to refuse all cookies or to indicate when a cookie is being sent. Members or visitors who do not accept cookies from LatinoCounselor.com cannot access some areas of LatinoCounselor.com.
Latino Counselor may, in its sole discretion, perform statistical analysis of the collective characteristics and behavior of users to measure interests in the various areas of LatinoCounselor.com (for product development and other business development purposes).
Users should be aware that when they are on LatinoCounselor.com, they could be directed to other sites that are beyond the control of Latino Counselor. There may be links to other sites from LatinoCounselor.com pages that take you outside our services. These may include links from sponsors and partners that may use the Site as part of a co-branding agreement with LatinoCounselor.com. These other sites may send their own cookies to users, collect and track data, or solicit personal information. Latino Counselor does not endorse the content found on such third-party sites. You assume sole responsibility for your use of third-party links and pointers.
If you participate in any discussions on LatinoCounselor.com, you agree not to use any language that is threatening, abusive, vulgar, discourteous or criminal. You also agree not to post or transmit information or materials that would violate the rights of a third party or which would contain a virus or other harmful component.
Please keep in mind that whenever you give out information online – including, for example, posting a message to a discussion group – that information can be collected and used by people you do not know. Latino Counselor cannot guarantee the security of any information you disclose online, and you do so at your own risk. Latino Counselor cannot control the acts of its members or visitors who use the interactive features of LatinoCounselor.com. You provide personal information, such as name, e-mail address, mailing address, and phone number during such use at your own risk, as they may be used by other parties outside of LatinoCounselor.com for unsolicited e-mail or other contact.
Consent to Disclosure. You acknowledge and agree that Latino Counselor may disclose Your Information (as defined in Section 4) if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to:(a) comply with a current judicial proceeding, a court order or legal process served on us or our website, (b) enforce this Agreement, (c) respond to claims that Your Information violates the rights of third parties; (d) protect the rights, property or personal safety of Latino Counselor, its employees, users and the public; or (e) enable the transfer or sale to another entity of all or substantially all of our stock or assets in the line of business to which this Agreement relates, or upon any other corporate reorganization, subject to the promises made in this Agreement. We also may disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or that we believe may expose us or you to legal liability.
Your Information
Definition. "Your Information" is defined as any information post or other material you provide (directly or indirectly), including through the registration process to use LatinoCounselor.com, in any public message board or through email. You are solely responsible for Your Information, and we act as a passive conduit for your online distribution and publication of your Public Information (as defined below).
Restrictions. In consideration of your use of LatinoCouselor, you agree that Your Information:
- (a) shall not be fraudulent;
- (b) shall not infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy;
- (c) shall not violate any law, statute, ordinance or regulation;
- (d) shall not be defamatory, trade libelous, unlawfully threatening or unlawfully harassing;
- (e) shall not be obscene or contain, pornography, child pornography, or photographs of unclothed person(s);
- (f) shall not contain any viruses, Trojan horses, worms, time bombs, cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information;
- (g) shall not create liability for us or cause us to lose (in whole or in part) the services of our ISPs or other suppliers;
- (h) shall not link directly or indirectly to any materials to which you do not have a right to link to or include.
In addition, you agree that you will provide us with your valid, current email address, both at the time of your registration with us and from time to time as your email address changes.
Your account with Latino Counselor is password-protected so that only you can access it. Latino Counselor strongly recommends that you do not provide your password information to anyone.
Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials that are part of this Web site, are copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by Latino Counselor.
By publishing, uploading or submitting any materials to us, including messages posted in our discussion groups or chat rooms, you automatically grant (or warrant that the owner of such rights has expressly granted) Latino Counselor a perpetual, royalty-free, irrevocable, nonexclusive right and license (with the right to grant sublicenses) to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute such materials, incorporate such material and otherwise exploit all content or information you publish on the Site into any form, medium or technology, now known or later developed. You further agree that all such communications you make to the Web site shall not be deemed confidential. By your acceptance of these terms and conditions you agree to waive all recourse against Latino Counselor for any alleged or actual infringement or misappropriation of any proprietary or confidential publications or communications to Latino Counselor.
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